Yaari Digital Integ

₹16.7 0 | 0%

WEBSITE BSE:533520 NSE : YAARI 23 Dec, 09:15

Market Cap ₹168 Cr.

Stock P/E -7.8

P/B -0.7

Current Price ₹16.7

Book Value ₹ -24.3

Face Value 2

52W High ₹20.4

Dividend Yield 0%

52W Low ₹ 6.9

Edit Ratio

Yaari Digital Integ Research see more...

Overview Inc. Year: 2007Industry: e-Commerce

Yaari Digital Integrated Services Ltd, formerly called Yaarii Digital Integrated Services Ltd, is an holding organisation. The Company is often engaged inside the businesses of virtual platform through Yaarii applications, providing control and upkeep services, device hiring offerings, economic offerings with the primary focus on financing in rural markets, and other associated services and businesses. Its Yaarii application is a fintech marketplace for a bouquet of numerous financial merchandise, including private loans, general and life insurance and mutual funds. The Company in the enterprise of selling numerous available financing options for retail customers.

Yaari Digital Integ Share Price

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Peer Comparison

Yaari Digital Integ Quarterly Results

#(Fig in Cr.)	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Net Sales	0	-0	0	0	0	0	-0	0	0	0
Other Income	158	34	14	0	0	0	3	0	1	0
Total Income	158	34	14	0	0	0	3	0	1	0
Total Expenditure	4	1	3	4	1	1	2	1	0	0
Operating Profit	153	33	11	-4	-1	-1	1	-1	0	-0
Interest	2	0	19	66	4	4	5	6	5	5
Depreciation	0	0	0	0	0	0	0	0	0	0
Exceptional Income / Expenses	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	151	32	-8	-70	-6	-6	-4	-7	-5	-6
Provision for Tax	0	-0	-0	0	0	0	0	0	0	0
Profit After Tax	151	32	-7	-71	-6	-6	-4	-7	-5	-6
Adjustments	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	151	32	-7	-71	-6	-6	-4	-7	-5	-6
Adjusted Earnings Per Share	15.3	3.3	-0.8	-7.2	-0.6	-0.6	-0.4	-0.7	-0.5	-0.6

Yaari Digital Integ Profit & Loss

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Net Sales	276	207	310	223	233	171	225	168	1	0	0	0
Other Income	7	1	3	20	32	179	123	79	21	186	3	4
Total Income	283	208	313	243	265	350	348	247	23	186	3	4
Total Expenditure	223	163	225	193	182	173	453	168	96	12	5	3
Operating Profit	60	45	87	50	83	177	-105	79	-73	173	-2	0
Interest	2	13	45	36	43	42	130	125	57	87	19	21
Depreciation	10	17	36	27	28	26	32	29	2	1	0	0
Exceptional Income / Expenses	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	47	15	6	-13	12	108	-267	-75	-132	85	-22	-22
Provision for Tax	4	-3	-1	0	5	30	26	13	14	-10	0	0
Profit After Tax	43	18	7	-13	8	78	-293	-88	-146	95	-22	-22
Adjustments	-0	-0	0	-8	-4	-5	-2	-7	0	0	0	0
Profit After Adjustments	43	18	7	-21	3	73	-296	-94	-146	95	-22	-22
Adjusted Earnings Per Share	8.4	3.4	1.3	-4.2	0.6	7.6	-33.1	-10.8	-14.8	9.6	-2.2	-2.2

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	0%	-100%	-100%	-100%
Operating Profit CAGR	-101%	NAN%	NAN%	NAN%
PAT CAGR	-123%	0%	NAN%	NAN%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	55%	-43%	-27%	2%
ROE Average	0%	-83%	-61%	-26%
ROCE Average	-402%	-81%	-49%	-20%

Yaari Digital Integ Balance Sheet

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Shareholder's Funds	869	882	889	320	483	1433	308	412	-294	-223	-234
Minority's Interest	0	0	0	-5	0	80	85	92	0	0	0
Borrowings	13	47	317	299	17	289	26	68	500	214	240
Other Non-Current Liabilities	3	7	91	87	-1	-4	17	9	12	0	0
Total Current Liabilities	91	294	757	447	721	165	1248	1044	75	46	39
Total Liabilities	976	1230	2055	1149	1219	1963	1684	1625	294	38	46
Fixed Assets	469	690	937	604	502	420	355	235	6	1	0
Other Non-Current Assets	3	72	36	39	40	180	468	548	266	22	32
Total Current Assets	504	469	1082	506	677	1364	861	842	21	15	14
Total Assets	976	1230	2055	1149	1219	1963	1684	1625	294	38	46

Yaari Digital Integ Cash Flow

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Opening Cash & Cash Equivalents	12	13	7	11	23	25	11	10	3	1	0
Cash Flow from Operating Activities	48	21	168	-529	-76	-175	-218	841	-487	-11	-12
Cash Flow from Investing Activities	-58	-42	-271	571	-19	-549	-499	179	328	223	0
Cash Flow from Financing Activities	11	19	107	-30	97	709	717	-1004	157	-212	12
Net Cash Inflow / Outflow	-0	-2	4	13	2	-14	-1	16	-2	-1	-0
Closing Cash & Cash Equivalent	13	7	11	23	25	11	10	26	1	0	0

Yaari Digital Integ Ratios

#	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Earnings Per Share (Rs)	8.45	3.43	1.34	-4.15	0.63	7.59	-33.08	-10.79	-14.77	9.61	-2.19
CEPS(Rs)	10.58	6.93	8.51	2.9	6.53	11.66	-29.22	-6.7	-14.58	9.75	-2.15
DPS(Rs)	0	0	0	0	1	1	0	0	0	0	0
Book NAV/Share(Rs)	171.31	173.5	174.84	63.14	69.48	155.44	34.49	47.02	-29.8	-22.6	-23.68
Core EBITDA Margin(%)	19.4	21.32	27.29	13.74	21.82	-1.22	-100.88	0.11	-7433.86	0	0
EBIT Margin(%)	18.02	13.45	16.48	10.26	23.72	88.08	-60.78	29.64	-5909.45	0	0
Pre Tax Margin(%)	17.15	7.12	1.94	-5.67	5.35	63.45	-118.3	-44.37	0	0	0
PAT Margin (%)	15.63	8.6	2.28	-5.72	3.38	45.71	-130.03	-52.03	0	0	0
Cash Profit Margin (%)	19.38	16.95	13.93	6.58	15.39	60.98	-115.78	-34.8	0	0	0
ROA(%)	4.62	1.62	0.43	-0.8	0.66	4.91	-16.08	-5.3	-15.2	57.29	-51.98
ROE(%)	5.11	2.04	0.8	-2.12	2.24	8.83	-34.55	-24.35	-247.93	0	0
ROCE(%)	5.74	2.69	4.08	1.95	5.09	10.28	-8.53	4.59	-15.88	174.61	-401.89
Receivable days	72.31	123.93	78.87	85.4	115.99	200.41	135.67	177.67	0	1742.05	0
Inventory Days	64.18	48.72	21.43	30.03	26.89	41.9	40.37	58.54	3813.82	0	0
Payable days	312.8	330.44	950.52	1890.06	598.21	230.3	185.59	283.62	0	0	0
PER(x)	2.11	3.61	10.09	0	321.26	40.53	0	0	0	1.04	0
Price/Book(x)	0.1	0.07	0.08	0.53	2.9	1.98	1.24	2.53	-1.86	-0.44	-0.4
Dividend Yield(%)	0.02	0	0	0	0.5	0.33	0	0	0	0	0
EV/Net Sales(x)	0.39	1.68	1.61	3.76	7.52	18.02	6.65	7.96	823.53	2841.74	0
EV/Core EBITDA(x)	1.81	7.71	5.73	16.67	21.03	17.43	-14.28	16.97	-14.29	1.8	-188.93
Net Sales Growth(%)	61.22	-24.93	49.55	-27.94	4.16	-26.57	31.93	-25.28	-99.25	-91.34	-81.82
EBIT Growth(%)	16.48	-43.94	83.15	-55.13	140.83	172.66	-191.03	136.44	-250.31	329.33	-101.24
PAT Growth(%)	4.84	-58.68	-60.33	-280.55	161.57	893.12	-475.29	70.1	-66.31	165.07	-122.78
EPS Growth(%)	3.82	-59.37	-61.02	-410.35	115.1	1110.96	-535.69	67.37	-36.86	165.07	-122.78
Debt/Equity(x)	0.03	0.33	0.5	2.18	1.76	0.25	3.66	0.8	-1.7	-0.96	-1.04
Current Ratio(x)	5.52	1.59	1.43	1.13	0.94	8.26	0.69	0.81	0.28	0.32	0.36
Quick Ratio(x)	5.09	1.54	1.4	1.09	0.91	10.06	0.67	2.37	0.27	0.32	0.36
Interest Cover(x)	20.62	2.12	1.13	0.64	1.29	3.58	-1.06	0.4	-1.32	1.97	-0.11
Total Debt/Mcap(x)	0.32	4.62	6.49	4.09	0.61	0.12	2.95	0.31	1.01	2.14	2.58

Yaari Digital Integ Shareholding Pattern

#	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoter	43.25	38.46	27.46	27.46	27.46	27.46	27.46	27.46	27.46	27.46
FII	12.56	12.76	12.13	11.73	11.66	10.48	9.15	9.06	8.47	0
DII	0	0	0	0	0	0	0	0	0	0
Public	44.19	48.77	60.41	60.82	60.88	62.07	63.39	63.48	64.08	72.54
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoter	3.86	3.86	2.76	2.76	2.76	2.76	2.76	2.76	2.76	2.76
FII	1.12	1.28	1.22	1.18	1.17	1.05	0.92	0.91	0.85	0
DII	0	0	0	0	0	0	0	0	0	0
Public	3.95	4.9	6.07	6.11	6.12	6.23	6.37	6.38	6.44	7.29
Others	0	0	0	0	0	0	0	0	0	0
Total	8.93	10.04	10.04	10.04	10.04	10.04	10.04	10.04	10.04	10.04

Pros

Stock is trading at -0.7 times its book value
Company is almost debt free.

Cons

Promoter holding is low: 27.46%.
Company has a low return on equity of -83% over the last 3 years.
Earnings include an other income of Rs. 3 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.