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Ujjivan Small Fin

₹34.1 0.3 | 1%

Market Cap ₹6605 Cr.

Stock P/E 5.2

P/B 1.1

Current Price ₹34.1

Book Value ₹ 30

Face Value 10

52W High ₹61.8

Dividend Yield 4.39%

52W Low ₹ 32

Overview Inc. Year: 2016Industry: Bank - Private

Ujjivan Small Finance Bank Ltd provides numerous banking and financial offerings in India. The business enterprise operates thru Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides savings, salary, current and NRI accounts; and fixed, routine, TASC fixed, and tax saver fixed deposits. The corporation’s mortgage merchandise consist of group loans, which includes commercial enterprise, family, agriculture and allied, education, GL top-up, emergency, and loyalty loans; individual loans comprising individual business, livestock, home improvement, agriculture, and bazar loans, as well as open market cattle mortgage and home development loans, housing loans, and gold loans. Its mortgage merchandise additionally include micro and small employer loans, which comprises loan towards assets, secured organization and enterprise loans, overdraft facilities, and commercial enterprise edge term loans; personal loans; monetary institutions group loans; emergency credit line guarantee scheme; and automobile loans. The agency also offers mobile, telephone, net, SMS, debit and credit cards; and insurance merchandise, which includes credit score lifestyles, endowment, term, POS, ULIP, motor, assets, home content material, health, and personal accident coverage. In addition, it's concerned in retail forex and exchange. As of March 31, 2021, the enterprise operated 575 banking outlets and 491 ATMs. The organisation was founded in 2016 and is based in Bengaluru, India. Ujjivan Small Finance Bank Ltd is a subsidiary of Ujjivan Financial Services Ltd.

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Ujjivan Small Fin Share Price

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Price

Quarterly Price

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Ujjivan Small Fin Quarterly Results

#(Fig in Cr.)
Interest Earned
Other Income
Total Income
Interest Expense
Operating Expenditure
Provisions and contingencies
Operating Profit
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

Ujjivan Small Fin Profit & Loss

#(Fig in Cr.) TTM
Interest Earned
Other Income
Total Income
Interest Expense
Operating Expenditure
Provisions and contingencies
Operating Profit
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 0% 0% 0% 0%
Operating Profit CAGR 0% 0% 0% 0%
PAT CAGR 0% 0% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR -40% 23% -9% NA%
ROE Average NA% NA% NA% NA%
ROCE Average NA% NA% NA% NA%

Ujjivan Small Fin Balance Sheet

#(Fig in Cr.)
Shareholder's Funds
Minority's Interest
Deposits
Borrowings
Other Liabilities & Provisions
Total Liabilities
Cash and balance with RBI
Bank Balance
Investments
Advances
Fixed Assets
Other Assets
Total Assets

Ujjivan Small Fin Cash Flow

#(Fig in Cr.)
Opening Cash & Cash Equivalents
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activities
Net Cash Inflow / Outflow
Closing Cash & Cash Equivalent

Ujjivan Small Fin Ratios

#
Earnings Per Share (Rs)
CEPS(Rs)
DPS(Rs)
Book NAV/Share(Rs)
Yield on Advances
Yield on Investments
Cost of Liabilities
NIM (Net Interest Margin)
Interest Spread
ROA(%)
ROE(%)
ROCE(%)
PER(x)
Price/Book(x)
Dividend Yield(%)
EV/Net Sales(x)
EV/Core EBITDA(x)
Interest Earned Growth(%)
Net Profit Growth
Advances Growth
EPS Growth(%)
Loans/Deposits(x)
Cash/Deposits(x)
Current Ratio(x)
Quick Ratio(x)
CASA %

Ujjivan Small Fin Shareholding Pattern

# Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Promoter 83.32 73.68 73.68 73.67 73.67 73.66 73.6 73.52 0 0
FII 0.18 3.25 2.28 1.97 3.89 3.54 3.7 3.49 24.68 20.63
DII 0.65 9.09 8.21 8.35 7.08 4.21 3.99 2.32 7.33 6.5
Public 15.85 13.98 15.83 16.01 15.36 18.59 18.71 20.67 67.99 72.87
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

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