Intellect Design

₹996.3 7.7 | 0.8%

WEBSITE BSE:538835 NSE : INTELLECT 06 Sep, 16:03

Market Cap ₹13758 Cr.

Stock P/E 45.1

P/B 8.3

Current Price ₹996.3

Book Value ₹ 120.6

Face Value 5

52W High ₹1198.8

Dividend Yield 0.35%

52W Low ₹ 620

Edit Ratio

Intellect Design Research see more...

Equity Research: Intellect Design Arena

Overview Inc. Year: 2011Industry: IT - Software

Intellect Design Arena Ltd, previously Fin Tech Grid Ltd, is a holding company. The Company is engaged inside the enterprise of software program development, and supplying software program product license and related services. Its geographical segments include India, Asia Pacific; Europe, America, and Middle East & Africa. The Company has a portfolio of merchandise throughout Central Banking, Risk and Treasury Management, Global Consumer Banking, Global Transaction Banking and Insurance. Its Global Consumer Banking merchandise consists of Digital Core, a Web-enabled banking software program; Lending, a loan control system that helps all of the financial facilities for the bank for marketplace segments, from retail to corporate; Wealth, an integrated front, middle and back-office solution for private banks, broker dealers and independent financial advisors, wealth management firms, advisory companies, and Quantum Central Banking Solution, for the requirements of central banks with technology frameworks.

Intellect Design Share Price

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Peer Comparison

Intellect Design Quarterly Results

#(Fig in Cr.)
Net Sales
Other Income
Total Income
Total Expenditure
Operating Profit
Interest
Depreciation
Exceptional Income / Expenses
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

Intellect Design Profit & Loss

#(Fig in Cr.)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Net Sales	453	546	517	671	931	741	1003	1255	1470	1679
Other Income	22	17	31	31	62	23	15	36	44	56
Total Income	475	564	548	703	993	764	1019	1291	1514	1735
Total Expenditure	532	528	571	627	800	721	735	953	1227	1378
Operating Profit	-57	35	-22	76	193	44	283	339	287	357
Interest	0	1	11	16	15	20	11	5	5	3
Depreciation	17	19	23	25	35	49	50	69	80	89
Exceptional Income / Expenses	0	0	0	0	0	5	0	0	0	0
Profit Before Tax	-74	16	-56	35	143	-20	223	264	202	265
Provision for Tax	-3	-11	0	2	6	12	15	62	68	100
Profit After Tax	-71	26	-56	33	137	-31	207	202	134	166
Adjustments	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	-71	26	-56	33	137	-31	207	202	134	166
Adjusted Earnings Per Share	-6.7	2.4	-5.2	2.6	10.4	-2.4	15.6	15	9.9	12.1

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	14%	19%	13%	0%
Operating Profit CAGR	24%	8%	13%	0%
PAT CAGR	24%	-7%	4%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	36%	16%	37%	NA%
ROE Average	11%	12%	11%	4%
ROCE Average	16%	17%	14%	5%

Intellect Design Balance Sheet

#(Fig in Cr.)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Shareholder's Funds	522	557	525	747	930	893	1186	1455	1545	1757
Minority's Interest	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	56	90	64	35	8	0	0	0
Other Non-Current Liabilities	11	-4	-4	-11	-37	2	-58	-32	4	48
Total Current Liabilities	166	204	326	270	375	565	537	703	803	940
Total Liabilities	699	757	903	1097	1332	1494	1673	2126	2353	2746
Fixed Assets	103	147	165	200	232	227	260	278	292	316
Other Non-Current Assets	220	250	274	340	362	427	406	577	869	948
Total Current Assets	376	361	464	556	737	840	1007	1271	1193	1482
Total Assets	699	757	903	1097	1332	1494	1673	2126	2353	2746

Intellect Design Cash Flow

#(Fig in Cr.)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Opening Cash & Cash Equivalents	242	35	9	-34	14	19	36	44	70	46
Cash Flow from Operating Activities	-45	-105	-120	10	-85	-10	378	462	164	256
Cash Flow from Investing Activities	-164	61	-76	-108	27	-60	-150	-396	-154	-198
Cash Flow from Financing Activities	2	17	155	143	62	87	-219	-40	-35	-37
Net Cash Inflow / Outflow	-207	-27	-42	46	5	17	9	26	-25	21
Closing Cash & Cash Equivalent	35	9	-34	12	19	36	44	70	46	67

Intellect Design Ratios

#	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Earnings Per Share (Rs)	0	-6.66	2.45	-5.17	2.62	10.4	-2.36	15.59	15.02	9.87	12.1
CEPS(Rs)	0	-5.06	4.22	-3.09	4.62	13.05	1.31	19.35	20.15	15.77	18.63
DPS(Rs)	0	0	0	0	0	0	0	0	2.5	2.5	3.5
Book NAV/Share(Rs)	4.68	48.77	50.09	46.23	57.18	68.56	64.25	84.48	101.63	105.52	118.3
Core EBITDA Margin(%)	0	-17.37	3.25	-10.36	6.67	14.13	2.78	26.7	24.08	16.51	17.91
EBIT Margin(%)	0	-16.27	2.96	-8.65	7.6	16.99	0.01	23.25	21.48	14.08	15.95
Pre Tax Margin(%)	0	-16.28	2.85	-10.86	5.22	15.33	-2.66	22.19	21.07	13.76	15.79
PAT Margin (%)	0	-15.71	4.82	-10.86	4.89	14.72	-4.22	20.66	16.1	9.11	9.86
Cash Profit Margin (%)	0	-11.94	8.31	-6.49	8.64	18.47	2.33	25.64	21.6	14.56	15.18
ROA(%)	0	-20.37	3.62	-6.76	3.28	11.29	-2.21	13.09	10.64	5.98	6.5
ROE(%)	0	-27.29	4.96	-10.79	5.39	16.91	-3.57	21	16.23	9.57	10.86
ROCE(%)	0	-28.26	2.95	-6.75	6.15	16.08	0.01	19.63	20.09	13.79	16.21
Receivable days	0	77.22	87.31	117.19	115.32	92.97	163.02	147.82	98.78	89.86	83.27
Inventory Days	0	0	0	0	0	0	0	0	0	0	0
Payable days	0	0	0	0	0	0	0	0	0	0	0
PER(x)	0	0	86.36	0	63	19.57	0	47.46	63.08	41.63	90.7
Price/Book(x)	0	2.06	4.22	2.33	2.88	2.97	0.85	8.76	9.32	3.89	9.28
Dividend Yield(%)	0	0	0	0	0	0	0	0	0.26	0.61	0.32
EV/Net Sales(x)	0	2.29	4.17	2.6	3.18	3	1.26	9.79	10.09	3.76	8.9
EV/Core EBITDA(x)	0	-18.34	64.74	-60.75	28.07	14.44	21.5	34.69	37.42	19.26	41.88
Net Sales Growth(%)	0	0	20.53	-5.33	29.89	38.69	-20.39	35.33	25.1	17.14	14.21
EBIT Growth(%)	0	0	121.91	-376.93	214.09	210.17	-99.96	0	15.57	-23.23	29.38
PAT Growth(%)	0	0	136.98	-313.32	158.5	317.33	-122.81	762.66	-2.5	-33.69	23.59
EPS Growth(%)	0	0	136.77	-311.32	150.61	297.56	-122.72	759.5	-3.64	-34.27	22.6
Debt/Equity(x)	0	0	0.03	0.45	0.22	0.15	0.3	0.04	0	0	0
Current Ratio(x)	6	2.26	1.77	1.42	2.06	1.96	1.49	1.87	1.81	1.48	1.58
Quick Ratio(x)	6	2.26	1.77	1.42	2.06	1.96	1.49	1.87	1.81	1.48	1.58
Interest Cover(x)	0	-915.59	28.02	-3.91	3.2	10.25	0	21.92	52.24	44.62	102.11
Total Debt/Mcap(x)	0	0	0.01	0.2	0.08	0.05	0.35	0	0	0	0

Intellect Design Shareholding Pattern

#	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	30.86	30.76	30.66	30.64	30.6	30.5	30.42	30.38	30.35	30.26
FII	25.42	24.6	24.49	22.21	22.31	23.03	24.39	25.09	27.85	27.53
DII	2.61	2.5	2.17	4.44	4.45	4.91	3.9	3.85	3.79	5.23
Public	41.11	42.14	42.68	42.71	42.64	41.55	41.29	40.68	38.01	36.98
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	4.15	4.15	4.15	4.15	4.15	4.15	4.15	4.15	4.15	4.15
FII	3.42	3.32	3.32	3.01	3.03	3.14	3.33	3.43	3.81	3.78
DII	0.35	0.34	0.29	0.6	0.6	0.67	0.53	0.53	0.52	0.72
Public	5.53	5.69	5.78	5.79	5.79	5.66	5.64	5.56	5.2	5.07
Others	0	0	0	0	0	0	0	0	0	0
Total	13.46	13.5	13.54	13.55	13.57	13.61	13.65	13.67	13.68	13.72

Pros

Company is almost debt free.

Cons

Promoter holding is low: 30.26%.
Company has a low return on equity of 12% over the last 3 years.
Stock is trading at 8.3 times its book value.
The company has delivered a poor profit growth of 3% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.