Indian Railway Finance

₹146.8 -1.1 | 0.7%

WEBSITE BSE:543257 NSE : IRFC 26 Dec, 16:01

Market Cap ₹191846 Cr.

Stock P/E 29.9

P/B 3.7

Current Price ₹146.8

Book Value ₹ 39.4

Face Value 10

52W High ₹229.1

Dividend Yield 1.02%

52W Low ₹ 96.1

Edit Ratio

Indian Railway Finance Research see more...

Overview Inc. Year: 1986Industry: Finance Term Lending

Indian Railway Finance Corporation Limited operates as a financing organisation in India. The corporation engages in borrowing funds from the monetary markets to finance the purchase/introduction of property which are leased out to the Indian Railways as finance lease. It additionally operates as a non-deposit taking non-banking monetary and infrastructure finance business enterprise. The business enterprise incorporated in 1986 and is primarily based in New Delhi, India.

Indian Railway Finance Share Price

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Peer Comparison

Indian Railway Finance Quarterly Results

#(Fig in Cr.)	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Operating Revenue	5627	5810	6218	6194	6674	6761	6742	6474	6766	6900
Other Income	0	1	4	36	2	1	3	4	0	1
Total Income	5627	5810	6222	6230	6676	6762	6745	6478	6766	6900
Total Expenditure	23	34	31	47	29	34	35	34	33	38
Operating Profit	5605	5776	6192	6183	6646	6728	6710	6444	6733	6862
Interest Expense	3940	4059	4554	4895	5091	5181	5104	4725	5155	5249
Depreciation	4	4	4	3	4	2	1	2	2	1
Profit Before Tax	1662	1714	1633	1285	1551	1545	1604	1717	1577	1613
Provision for Tax	0	0	0	0	0	0	0	0	0	0
Profit After Tax	1662	1714	1633	1285	1551	1545	1604	1717	1577	1613
Adjustments	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	1662	1714	1633	1285	1551	1545	1604	1717	1577	1613
Adjusted Earnings Per Share	1.3	1.3	1.2	1	1.2	1.2	1.2	1.3	1.2	1.2

Indian Railway Finance Profit & Loss

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Operating Revenue	6187	6939	7506	9047	11019	11134	13421	15770	20299	23721	26645	26882
Other Income	11	1	1	1	2	0	0	0	2	44	15	8
Total Income	6198	6940	7507	9048	11020	11134	13421	15771	20302	23766	26660	26889
Total Expenditure	19	34	38	26	38	48	66	113	123	137	137	140
Operating Profit	6179	6906	7469	9022	10982	11085	13355	15658	20179	23628	26523	26749
Interest Expense	4607	4992	5519	6888	8437	8183	10163	11237	14075	17447	20101	20233
Depreciation	0	0	0	0	0	0	0	4	14	14	9	6
Profit Before Tax	1572	1914	1950	2133	2545	2902	3192	4416	6090	6167	6412	6511
Provision for Tax	871	1156	1101	1199	538	647	0	0	0	0	0	0
Profit After Tax	701	758	849	934	2007	2255	3192	4416	6090	6167	6412	6511
Adjustments	0	0	0	0	0	0	-0	0	1	1	0	0
Profit After Adjustments	701	758	849	934	2007	2255	3192	4416	6090	6168	6413	6511
Adjusted Earnings Per Share	2.1	2.1	1.9	0	3.1	2.4	2.7	3.4	4.7	4.7	4.9	4.9

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	12%	19%	19%	16%
Operating Profit CAGR	12%	19%	19%	16%
PAT CAGR	4%	13%	23%	25%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	51%	87%	NA%	NA%
ROE Average	14%	15%	14%	12%
ROCE Average	6%	5%	5%	7%

Indian Railway Finance Balance Sheet

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Shareholder's Funds	7562	8682	11525	12010	13565	25029	30300	35913	40996	44680	49179
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	65042	61784	75892	96710	114854	170947	230513	320214	388417	418929	412032
Current Liability	7110	12218	14824	12797	25471	13165	17229	24995	20568	26737	23839
Other Liabilities & Provisions	4216	4963	6159	8132	8442	8	10	9	12	13	33
Total Liabilities	83930	87647	108400	129650	162332	209148	278052	381130	449993	490359	485082
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	11	9	8	7	5	13	12	12	10	14	54
Fixed Assets	13	12	12	12	11	11	11	45	38	19	22
Other Loans	75455	80230	14279	24559	42385	3	3	19	19	47	56
Other Non Current Assets	441	464	83607	93986	105824	47	1803	626	1306	6881	5706
Current Assets	8010	6932	10494	11087	14106	209074	276223	380428	448620	483399	479244
Total Assets	83930	87647	108400	129650	162332	209148	278052	381130	449993	490359	485082

Indian Railway Finance Cash Flow

#(Fig in Cr.)	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Opening Cash & Cash Equivalents	105	237	5	1211	8	1	4	1	297	106	163
Cash Flow from Operating Activities	-10482	-1292	-16377	-19455	-27936	-41748	-62701	-89907	-64412	-28588	7914
Cash Flow from Investing Activities	2	2	2	2	2	1	1	0	-5	0	-8
Cash Flow from Financing Activities	10612	1058	17582	18250	28027	41749	62697	90202	64266	28644	-8046
Net Cash Inflow / Outflow	132	-232	1206	-1204	92	3	-2	296	-151	56	-140
Closing Cash & Cash Equivalent	237	5	1211	8	100	4	1	297	146	163	23

Indian Railway Finance Ratios

#	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Earnings Per Share (Rs)	2.09	2.12	1.87	0.01	3.08	2.4	2.69	3.38	4.66	4.72	4.91
CEPS(Rs)	2.09	2.12	1.88	0.01	3.08	2.4	2.69	3.38	4.67	4.73	4.91
DPS(Rs)	0.42	0.42	0.75	0.57	0.57	0.4	0.42	1.05	1.4	1.5	1.5
Book NAV/Share(Rs)	21.87	22.71	21.04	0.18	20.78	26.68	25.5	27.48	31.37	34.19	37.63
Net Profit Margin	11.32	10.93	11.31	10.32	18.22	20.25	23.78	28	30	26	24.07
Operating Margin	99.86	99.53	99.5	99.72	99.67	99.56	99.51	99.26	99.34	99.55	99.51
PBT Margin	25.41	27.59	25.98	23.58	23.1	26.06	23.78	28	30	26	24.07
ROA(%)	0.91	0.88	0.87	0.78	1.37	1.21	1.31	1.34	1.47	1.31	1.31
ROE(%)	10.68	9.8	9.61	8.67	15.7	11.68	11.54	13.34	15.84	14.4	13.66
ROCE(%)	8.66	8.77	8.35	8.3	8.23	6.38	5.76	5.02	5.12	5.29	5.73
Price/Earnings(x)	0	0	0	0	0	0	0	6.79	4.6	5.64	29.02
Price/Book(x)	0	0	0	0	0	0	0	0.84	0.68	0.78	3.78
Dividend Yield(%)	0	0	0	0	0	0	0	4.58	6.53	5.64	1.05
EV/Net Sales(x)	11.52	10.79	12.1	12.48	12.83	16.46	18.34	22.36	20.5	19.1	22.43
EV/Core EBITDA(x)	11.53	10.84	12.16	12.52	12.87	16.53	18.43	22.52	20.62	19.18	22.53
Interest Earned Growth(%)	11.49	12.15	8.18	20.52	21.79	1.04	20.55	17.51	28.72	16.86	12.32
Net Profit Growth	34.34	8.22	11.92	10.03	114.96	12.33	41.57	38.35	37.9	1.27	3.97
EPS Growth(%)	-5.73	1.22	-11.38	-99.24	0	-21.85	11.78	25.77	37.9	1.27	3.97
Interest Coverage(x) %	1.34	1.38	1.35	1.31	1.3	1.35	1.31	1.39	1.43	1.35	1.32

Indian Railway Finance Shareholding Pattern

#	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoter	86.36	86.36	86.36	86.36	86.36	86.36	86.36	86.36	86.36	86.36
FII	1.02	1.05	1.01	1.14	1.13	1.13	1.15	1.08	1.11	1.09
DII	3.26	3.39	2.96	2.62	2.03	1.63	1.16	0.89	1.08	1.08
Public	9.36	9.19	9.67	9.87	10.48	10.87	11.33	11.67	11.45	11.46
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoter	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64
FII	13.27	13.76	13.17	14.94	14.82	14.82	15	14.16	14.5	14.27
DII	42.56	44.3	38.7	34.3	26.48	21.3	15.12	11.59	14.05	14.13
Public	122.38	120.15	126.34	128.97	136.91	142.09	148.09	152.45	149.66	149.81
Others	0	0	0	0	0	0	0	0	0	0
Total	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85

Pros

Company has delivered good profit growth of 23% CAGR over last 5 years
Company has reduced debt.

Cons

Stock is trading at 3.7 times its book value.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Indian Railway Finance News

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Indian Railway Finance

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Indian Railway Finance Research see more...

Overview Inc. Year: 1986Industry: Finance Term Lending

Indian Railway Finance Share Price

Alert Data

Quarterly Price

Peer Comparison

Indian Railway Finance Quarterly Results

Indian Railway Finance Profit & Loss

Growth Rates

Indian Railway Finance Balance Sheet

Indian Railway Finance Cash Flow

Indian Railway Finance Ratios

Indian Railway Finance Shareholding Pattern

Indian Railway Finance News

IPO

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