Market Cap ₹91614 Cr.
Stock P/E 6.2
P/B 1
Current Price ₹101
Book Value ₹ 97
Face Value 2
52W High ₹129.4
Dividend Yield 3.19%
52W Low ₹ 85.3
Canara Bank Ltd. is an primarily India-based financial institution. The Bank's segments include Wholesale Banking Operations, Life Insurance Operation,Treasury Operations, Retail Banking Operations, and Other Banking Operations. The Bank presents private banking, corporate banking, non-resident Indians banking, Internet banking, and micro, small and medium companies (MSME) banking offerings. Its retail lending operations include schooling loans, car loans, housing loans and other private loans. Its different services consist of service provider banking, bancassurance and mutual funds and government enterprise. The Bank undertakes authorities commercial enterprise, comprising direct and indirect tax collections; fee of Central Government and State Government Pensions; public provident fund scheme and senior citizens' saving scheme,managing of postal transactions and State Government treasury transactions; and issuing Sovereign Gold Bonds and Sukanya Samridhi Scheme. It has approximately 10,416 home branches.
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₹ | |
| #(Fig in Cr.) | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 10882 | 10733 | 10202 | 10405 | 10288 | 10493 | 10196 | 10058 | 10775 | 10223 |
| Other Income | 1169 | 1383 | 1585 | 1782 | 1792 | 2396 | 2109 | 1936 | 1566 | 1332 |
| Total Income | 12051 | 12116 | 11786 | 12187 | 12079 | 12889 | 12304 | 11995 | 12341 | 11555 |
| Interest Expense | 8655 | 8359 | 7894 | 7963 | 7874 | 7785 | 7482 | 7275 | 7096 | 7236 |
| Operating Expenditure | 1843 | 2110 | 2073 | 2083 | 2224 | 2132 | 2349 | 2240 | 2414 | 2555 |
| Provisions and contingencies | 1429 | 6332 | 1493 | 1586 | 1485 | 2709 | 2204 | 2157 | 2674 | 9075 |
| Operating Profit | 124 | -4685 | 326 | 555 | 497 | 264 | 269 | 323 | 158 | -7310 |
| Profit Before Tax | 124 | -4685 | 326 | 555 | 497 | 264 | 269 | 323 | 158 | -7310 |
| Provision for Tax | 39 | -780 | 97 | 198 | 175 | 50 | 17 | 63 | 32 | -2451 |
| Profit After Tax | 85 | -3905 | 229 | 357 | 322 | 214 | 252 | 260 | 126 | -4860 |
| Adjustments | -85 | 3905 | -229 | -357 | -322 | -214 | -252 | -260 | -126 | 4860 |
| Profit After Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted Earnings Per Share | 0.3 | -14 | 0.8 | 1.3 | 1.2 | 0.7 | 0.8 | 0.9 | 0.4 | -13.3 |
| #(Fig in Cr.) | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 39548 | 43750 | 44022 | 41388 | 41252 | 46810 | 48935 | 69280 | 69410 | 84425 | 108688 | 41252 |
| Other Income | 3933 | 4550 | 4875 | 7554 | 6943 | 6575 | 7813 | 14924 | 16497 | 18762 | 18966 | |
| Total Income | 43480 | 48300 | 48897 | 48942 | 48195 | 53385 | 56748 | 84205 | 85907 | 103187 | 127654 | 48195 |
| Interest Expense | 30603 | 34086 | 34259 | 31516 | 29089 | 32332 | 35811 | 45178 | 43026 | 52989 | 72122 | 29089 |
| Operating Expenditure | 6081 | 7264 | 7492 | 8512 | 9558 | 10462 | 11577 | 19338 | 19792 | 22481 | 26120 | 9558 |
| Provisions and contingencies | 3733 | 3453 | 10332 | 7272 | 16109 | 12918 | 11115 | 15982 | 14127 | 13543 | 9708 | 16110 |
| Operating Profit | 3063 | 3498 | -3186 | 1642 | -6561 | -2327 | -1756 | 3707 | 8962 | 14173 | 19705 | -6560 |
| Profit Before Tax | 3063 | 3498 | -3186 | 1642 | -6561 | -2327 | -1756 | 3707 | 8962 | 14173 | 19705 | -6560 |
| Provision for Tax | 625 | 795 | -373 | 520 | -2339 | -2674 | 480 | 1150 | 3283 | 3569 | 5151 | -2339 |
| Profit After Tax | 2438 | 2703 | -2813 | 1122 | -4222 | 347 | -2236 | 2558 | 5678 | 10604 | 14554 | -4222 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4222 |
| Profit After Adjustments | 2438 | 2703 | -2813 | 1122 | -4222 | 347 | -2236 | 2558 | 5678 | 10604 | 14554 | 0 |
| Adjusted Earnings Per Share | 10.3 | 11.1 | -10.1 | 3.8 | -11.5 | 0.9 | -4.3 | 3.1 | 6.3 | 11.7 | 16 | -11.2 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 29% | 16% | 18% | 11% |
| Operating Profit CAGR | 39% | 75% | 0% | 20% |
| PAT CAGR | 37% | 79% | 111% | 20% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 19% | 37% | 18% | 1% |
| ROE Average | 20% | 16% | 9% | 4% |
| ROCE Average | 18% | 15% | 10% | 6% |
| #(Fig in Cr.) | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 29620 | 31859 | 31603 | 33686 | 35605 | 36177 | 39293 | 58885 | 66111 | 73607 | 86955 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deposits | 420723 | 473840 | 479792 | 495275 | 524772 | 599033 | 625351 | 1010875 | 1086409 | 1179219 | 1312367 |
| Borrowings | 27231 | 25672 | 26873 | 39504 | 38809 | 40992 | 42762 | 49984 | 46285 | 58090 | 57592 |
| Other Liabilities & Provisions | 14348 | 16630 | 14693 | 15055 | 17701 | 18564 | 16469 | 33932 | 29299 | 34817 | 34627 |
| Total Liabilities | 491922 | 548001 | 552961 | 583519 | 616886 | 694767 | 723875 | 1153675 | 1228105 | 1345732 | 1491541 |
| Cash and balance with RBI | 22154 | 21972 | 20664 | 19922 | 22100 | 29919 | 22570 | 43112 | 51603 | 54988 | 71068 |
| Bank Balance | 22675 | 26669 | 36070 | 38903 | 27812 | 36234 | 45701 | 135296 | 130451 | 86435 | 79692 |
| Investments | 126828 | 142061 | 142309 | 150266 | 144054 | 152985 | 176245 | 261690 | 282013 | 319038 | 357454 |
| Advances | 301067 | 330036 | 324715 | 342009 | 381703 | 427727 | 432175 | 639049 | 703602 | 830673 | 931613 |
| Fixed Assets | 6642 | 6949 | 7198 | 7168 | 8319 | 8410 | 8276 | 11204 | 11354 | 10231 | 12228 |
| Other Assets | 12556 | 20313 | 22005 | 25251 | 32898 | 39491 | 38907 | 63321 | 49080 | 44367 | 39486 |
| Total Assets | 491922 | 548001 | 552961 | 583519 | 616886 | 694767 | 723875 | 1153675 | 1228105 | 1345732 | 1491541 |
| #(Fig in Cr.) | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 34715 | 44829 | 48641 | 56734 | 58825 | 49912 | 66153 | 120257 | 178408 | 182054 | 141423 |
| Cash Flow from Operating Activities | 9535 | 4547 | 6078 | 2316 | -11504 | 17886 | -5459 | 58533 | 268 | -40676 | 14254 |
| Cash Flow from Investing Activities | -501 | -875 | -317 | -348 | -274 | -461 | -277 | -666 | -657 | -390 | -1083 |
| Cash Flow from Financing Activities | 1079 | 140 | 2331 | 124 | 2865 | -1185 | 7855 | 284 | 4035 | 435 | -3834 |
| Net Cash Inflow / Outflow | 10114 | 3812 | 8093 | 2092 | -8913 | 16240 | 2119 | 58151 | 3646 | -40631 | 9337 |
| Closing Cash & Cash Equivalent | 44829 | 48641 | 56734 | 58825 | 49912 | 66153 | 68271 | 178408 | 182054 | 141423 | 150760 |
| # | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 10.28 | 11.06 | -10.08 | 3.76 | -11.52 | 0.92 | -4.34 | 3.11 | 6.26 | 11.69 | 16.05 |
| CEPS(Rs) | 11.25 | 12.81 | -9.47 | 4.85 | -10.3 | 2.03 | -3.5 | 4.1 | 7.16 | 12.78 | 17 |
| DPS(Rs) | 2.14 | 2.04 | 0 | 0.2 | 0 | 0 | 0 | 0 | 1.3 | 2.4 | 3.22 |
| Book NAV/Share(Rs) | 101.73 | 108.29 | 93.72 | 94.8 | 79.32 | 78.94 | 63.99 | 61.46 | 63.51 | 72.91 | 85.83 |
| Yield on Advances | 13.14 | 13.26 | 13.56 | 12.1 | 10.81 | 10.94 | 11.32 | 10.84 | 9.86 | 10.16 | 11.67 |
| Yield on Investments | 8.61 | 8.3 | 8.71 | 9.11 | 8.56 | 7.41 | 6.86 | 7.73 | 6.86 | 6.41 | 6.66 |
| Cost of Liabilities | 6.83 | 6.82 | 6.76 | 5.89 | 5.16 | 5.05 | 5.36 | 4.26 | 3.8 | 4.28 | 5.26 |
| NIM (Net Interest Margin) | 1.89 | 1.86 | 1.86 | 1.79 | 2.11 | 2.24 | 1.94 | 2.23 | 2.26 | 2.43 | 2.54 |
| Interest Spread | 6.3 | 6.43 | 6.8 | 6.21 | 5.65 | 5.89 | 5.96 | 6.58 | 6.07 | 5.88 | 6.4 |
| ROA(%) | 0.54 | 0.52 | -0.51 | 0.2 | -0.7 | 0.05 | -0.32 | 0.27 | 0.48 | 0.82 | 1.03 |
| ROE(%) | 10.38 | 10.69 | -10.69 | 4.12 | -14.71 | 1.18 | -7.13 | 6.12 | 10.5 | 17.14 | 20.22 |
| ROCE(%) | 9.82 | 9.72 | -2.2 | 5.46 | -6.24 | -0.12 | 0.67 | 7.11 | 11.07 | 15.05 | 18.49 |
| PER(x) | 5 | 6.47 | 0 | 16.13 | 0 | 63.37 | 0 | 9.8 | 7.27 | 4.87 | 7.24 |
| Price/Book(x) | 0.51 | 0.66 | 0.39 | 0.64 | 0.67 | 0.74 | 0.28 | 0.5 | 0.72 | 0.78 | 1.35 |
| Dividend Yield(%) | 4.16 | 2.85 | 0 | 0.33 | 0 | 0 | 0 | 0 | 2.86 | 4.22 | 2.77 |
| EV/Net Sales(x) | 1 | 0.99 | 0.84 | 1.39 | 1.41 | 1.35 | 1.06 | 1.08 | 1.26 | 1.3 | 1.5 |
| EV/Core EBITDA(x) | 5.8 | 6.21 | 5.2 | 6.46 | 6.09 | 5.95 | 5.56 | 3.81 | 3.79 | 3.96 | 5.54 |
| Interest Earned Growth(%) | 16.05 | 10.63 | 0.62 | -5.98 | -0.33 | 13.47 | 4.54 | 41.58 | 0.19 | 21.63 | 28.74 |
| Net Profit Growth | -15.11 | 10.85 | -204.08 | 139.89 | -476.34 | 108.22 | -744.27 | 214.4 | 122.02 | 86.74 | 37.26 |
| Advances Growth | 24.32 | 9.62 | -1.61 | 5.33 | 11.61 | 12.06 | 1.04 | 47.87 | 10.1 | 18.06 | 12.15 |
| EPS Growth(%) | -18.47 | 7.59 | -191.08 | 137.28 | -406.56 | 108 | -571.06 | 171.57 | 101.54 | 86.74 | 37.26 |
| Loans/Deposits(x) | 6.47 | 5.42 | 5.6 | 7.98 | 7.4 | 6.84 | 6.84 | 4.94 | 4.26 | 4.93 | 4.39 |
| Cash/Deposits(x) | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 |
| Current Ratio(x) | 0.3 | 0.3 | 0.3 | 0.3 | 0.27 | 0.26 | 0.28 | 0.26 | 0.26 | 0.27 | 0.27 |
| Quick Ratio(x) | 6.47 | 5.42 | 5.6 | 7.98 | 7.4 | 6.84 | 6.84 | 4.94 | 4.26 | 4.93 | 4.39 |
| CASA % | 24.55 | 23.96 | 25.75 | 30.24 | 31.83 | 29.18 | 31.38 | 32.73 | 33.95 | 31.09 | 29.9 |
| # | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 | 62.93 |
| FII | 7.97 | 8.44 | 8.74 | 8.95 | 8.92 | 10.19 | 11.21 | 10.55 | 11.89 | 11.24 |
| DII | 13.82 | 15.35 | 16.61 | 16.19 | 15.93 | 14.92 | 14.3 | 14.41 | 11.21 | 11.66 |
| Public | 15.27 | 13.28 | 11.72 | 11.92 | 12.22 | 11.96 | 11.56 | 12.11 | 13.96 | 14.17 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 114.17 | 114.17 | 114.17 | 114.17 | 114.17 | 114.17 | 114.17 | 114.17 | 570.85 | 570.85 |
| FII | 14.46 | 15.31 | 15.85 | 16.23 | 16.17 | 18.48 | 20.33 | 19.14 | 107.87 | 101.91 |
| DII | 25.07 | 27.84 | 30.13 | 29.38 | 28.9 | 27.06 | 25.94 | 26.13 | 101.72 | 105.77 |
| Public | 27.71 | 24.09 | 21.26 | 21.63 | 22.17 | 21.7 | 20.97 | 21.97 | 126.63 | 128.52 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 181.41 | 181.41 | 181.41 | 181.41 | 181.41 | 181.41 | 181.41 | 181.41 | 907.07 | 907.07 |
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